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The most expensive mistake
in divorce is not knowing your numbers.
Attorneys charge $300-500/hour. A CDFA costs $1,500+. Get the same financial analysis — personalized to your state's laws — for $49. In 5 minutes.
Free to start · No account needed · Pay only if you want the full report
50
States
Every US state covered
$49
One Time
Not $300/hour
5 min
To Complete
Report by email
100%
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Free Divorce Calculators
Get an instant estimate using your state's actual statutory formula. No email, no account, no cost.
Free calculators cover 32 states with hard-coded statutory formulas. Want the full 8-chapter analysis? Start your $49 report.
The Reality
Most People Negotiate Their Divorce Blind
You don't know what you're entitled to
Without understanding your state's rules, you can't negotiate effectively. People leave an average of $20,000-$50,000 on the table.
Every question costs money
The first attorney meeting is spent gathering info you could have prepared. At $350/hr, that's $175 just explaining your assets.
Once signed, it's permanent
In most states, you cannot go back and change property division after the decree is final. Ever. One uninformed decision lasts a lifetime.
Three Steps. Five Minutes. Complete Clarity.
Answer Simple Questions
We guide you through each section in plain language. No legal jargon. Your best estimates are fine — you don't need exact numbers.
~5 minutesAI Analyzes Your State's Laws
Our system cross-references your details with your state's specific statutes, including the latest 2025-2026 law changes.
InstantGet Your Personalized Report
A comprehensive PDF with dollar amounts, what-if scenarios, tax impact, and a step-by-step action plan. Emailed directly to you.
< 5 minWhat You Get
Everything a CDFA Would Charge $1,500+ For
Personalized to your numbers. Based on your state's actual laws. Not a generic template.
Complete Financial Snapshot
$200+Assets vs. debts, community vs. separate property, net worth analysis
Property Division Strategy
$300+Who should get what, deviation factors, equalizing payments, negotiation tips
3 What-If Scenario Models
$400+Keep house vs. sell vs. keep retirement — each with 10-year projections
Child Support Calculation
$150+Exact state formula, medical allocation, modification triggers
Spousal Support Analysis
$200+Eligibility, monthly range, duration, court-ordered vs. contractual options
Tax Impact Report
$300+Filing status, capital gains, QDRO strategy, child tax credit allocation
Post-Divorce Budget Plan
$200+Monthly cash flow, expense breakdown, COBRA timeline, 5-year projection
Action Plan & Cost Estimates
$150+Step-by-step roadmap, document checklist, estimated legal fees, when to hire a lawyer
Total value
$1,900+
Your price
$49
One-time payment. No subscription. No account needed.
Preview a sample report firstHere's What “Not Knowing” Actually Costs
A simple calculation most people never think about:
If your marital estate is
$400,000
You accept 45% instead of 52%
7% gap
You leave on the table
$28,000
A $49 report that helps you negotiate even 1% better saves you $4,000.
That's a 100x return on a single investment.
How Does This Compare?
The same analysis. A fraction of the cost.
| DIY Research | Attorney | CDFA | Best Value DivorceCalc | |
|---|---|---|---|---|
| Cost | Free | $2,000-5,000 | $1,500-3,000 | $49 |
| Time to receive | 10-20 hrs | 2-4 weeks | 1-2 weeks | 5 minutes |
| State-specific analysis | ❌ | ✅ | ✅ | ✅ |
| Property division | ❌ | ✅ | ✅ | ✅ |
| Child support calc | ❌ | ✅ | ✅ | ✅ |
| Spousal support | ❌ | ✅ | ✅ | ✅ |
| What-If scenarios | ❌ | ❌ | ✅ | ✅ |
| Tax impact analysis | ❌ | Referred out | ✅ | ✅ |
| Post-divorce budget | ❌ | ❌ | ✅ | ✅ |
| Negotiation strategies | ❌ | $500+/hr | ❌ | ✅ |
| Action plan | ❌ | Verbal | ❌ | ✅ |
Attorney and CDFA costs are national averages (Martindale-Nolo 2024). DivorceCalc is an educational tool, not a replacement for legal advice.
Fair Question
How Can This Be $49 If Attorneys Charge $5,000?
Attorneys and financial analysts are expensive because they sell their time. Every client starts from zero — the attorney spends hours gathering your financial details, researching your state's law, running calculations, and drafting memos. That process costs $300-500 per hour because it requires a human expert, every single time.
We built something different.
The law doesn't change with each client
Your state's property division statutes, child support formulas, and maintenance rules are the same for everyone. We encoded them once — verified by legal research — so the system applies them instantly to your situation.
AI does in seconds what takes humans hours
The same analysis a CDFA performs manually — asset classification, support calculations, scenario modeling — our AI completes in under 30 seconds, cross-referencing your state's actual statutes against your specific numbers.
Software scales. Human time doesn't.
An attorney can serve one client at a time. Our system can serve thousands simultaneously with the same accuracy. That's why we can charge $49 instead of $3,000 — not because the analysis is less thorough, but because the delivery method is fundamentally more efficient.
Think of it this way: Google Maps doesn't replace your ability to drive — it just makes sure you don't get lost. DivorceCalc doesn't replace your attorney — it makes sure you don't walk in blind.
Prepared, Not Desperate
Three moments where knowing your numbers changes everything
The first attorney meeting
Walk in knowing your settlement range and the three questions that actually matter for your case — instead of paying $400/hour to learn what "community property" means.
Chapters 1-2: Financial Snapshot & Property Division
The house decision
Keeping the house feels like winning — until you model it. The What-If scenarios compare keep-the-house, sell-and-split, and keep-the-retirement over 10 years, with tax impact.
Chapter 3: What-If Scenarios
The 2 AM budget panic
Can you actually afford rent, childcare, and health insurance on your own? The budget chapter projects your real monthly cash flow after support — so you can stop guessing.
Chapter 7: Post-Divorce Budget
DivorceCalc Is For You If…
One Price. No Surprises.
The average attorney consultation costs $350. For $49, you'll walk in already knowing more than most clients learn in the first three meetings.
One-time. All 50 states. Full analysis.
7-Day Satisfaction Guarantee — If this report isn't helpful, reply to your report email and tell us what missed the mark. We'll refund you in full. Refund policy
Free to start. Only pay when you want the full report.
Browse by State
All 50 states covered.
Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Questions? We've Got Answers.
Is this legal advice?
No. DivorceCalc is an educational simulation. Think of it as preparation — so when you sit down with a lawyer, you're informed and ready. At $300-500/hour, every basic you already understand before that first meeting is billable time saved.
How accurate are the estimates?
The core numbers (child support, spousal support, property totals) are computed by deterministic calculators implementing your state's actual statutory formulas and official schedules — not AI guesses. Real outcomes still depend on negotiation and judicial discretion, so use it as an informed starting point.
I don't know my exact numbers. Can I still use this?
Yes — the tool is designed for estimates. You don't need exact values. The report will flag areas where you should verify numbers and tell you exactly which documents to gather.
Is my information secure?
Absolutely. No account required. Financial data is encrypted, never stored permanently, and automatically deleted within 24 hours. Payment via Stripe — we never see your card number.
Can I bring this report to my attorney?
That's exactly what it's designed for — bring it to your first consultation as a financial summary. Attorneys appreciate prepared clients: it saves billable hours and gets to strategy faster.
What's the difference between this and free online calculators?
Free calculators give you a single number. DivorceCalc gives you a complete financial analysis: what-if scenarios, tax implications, budget projections, negotiation strategies, and an action plan. It's the difference between "around 50%" and knowing exactly which assets to fight for.
What if I don't receive my report?
Reports arrive by email within 5 minutes. Check spam/promotions. You have a 30-day re-send link. If there are any issues, contact us and we'll make it right.
What if the report isn't helpful?
Every report is covered by a 7-Day Satisfaction Guarantee. Reply to your report email and tell us what missed the mark — we'll refund the full $49, processed within 2 business days. See our Refund Policy for details.
Don't sign anything
until you know your numbers.
You're about to make one of the biggest financial decisions of your life. Every day you wait is a day your spouse might be getting ahead.
For less than the cost of dinner, you'll know your settlement range, your options, and exactly what to ask your attorney.
See What You're Entitled To →“The question isn't whether you can afford $49. It's whether you can afford not to know.”