Sample Report Preview

This is a real report generated for a fictional Texas case. Your report will be personalized to your state, your numbers, and your situation.

Fictional case: 12-year marriage · 2 children · $487K estate · Texas

Chapter 1

Financial Snapshot

Marital Assets

$487,000

Separate Assets

$35,000

Total Debts

$127,000

Net Worth

$360,000

Asset Breakdown

Asset	Value	Type	Notes
Family home equity	$195,000	community	Purchased during marriage. Current value $420K minus $225K mortgage.
Your 401(k) (marital portion)	$68,000	community	Balance grew from $12K (pre-marital) to $80K. Marital portion = $68K.
Spouse's 401(k)	$112,000	community	Entirely accumulated during marriage. Requires QDRO to divide.
Joint bank & investment accounts	$54,000	community	Combined checking, savings, and brokerage.
Vehicles (2)	$38,000	community	2022 Toyota Highlander ($28K) + 2019 Honda Civic ($10K).
Cryptocurrency	$20,000	mixed	$5K acquired pre-marriage (separate), $15K purchased during marriage (community).
Inheritance (your grandmother)	$35,000	separate	Received during marriage but kept in separate account. Remains separate property.

Your combined marital estate totals approximately $487,000 in assets with $127,000 in debts, yielding a net community estate of approximately $360,000. You also hold $35,000 in separate property (inheritance) that is not subject to division. The most significant assets are the home equity ($195K) and spouse's retirement account ($112K). There is a notable imbalance in retirement accounts — spouse holds roughly 60% more in retirement assets than you. The cryptocurrency holdings present a mixed classification challenge that may require tracing.

Chapter 2

Property Division Strategy

Your Share

$198,000

55%

Spouse's Share

$162,000

45%

Under Texas Family Code §7.001, courts must divide marital property in a manner that is 'just and right.' While Texas starts from a presumption of equal division, the court has broad discretion to deviate based on the circumstances. In your case, several factors favor a division slightly above 50% in your favor. Your role as primary caregiver for two minor children weighs significantly — Texas courts consistently recognize that the custodial parent needs stability, particularly regarding the family home. Your lower income ($6,200/mo vs. spouse's $9,800/mo) also supports a disproportionate sha...

Deviation Factors

Disparity in earning capacity

Your income is 37% lower than spouse's. Courts consider future earning ability when dividing property.

Primary caregiver of minor children

As the primary parent, you bear greater child-related expenses and need housing stability.

Contribution as homemaker

Years spent as primary caregiver enabled spouse to advance their career and accumulate higher retirement savings.

Chapter 3

What-If Scenarios

Scenario A: Keep the House

You keep the family home and refinance the mortgage in your name. Spouse receives a larger share of retirement accounts and liquid assets to offset.

Your Value

$198,000

10-Yr Projection

$285,000

Monthly Cash Flow

$3,850

Break-Even

4 years

Scenario B: Sell House & Split

Both parties receive cash from the home sale and start fresh with maximum liquidity...

$189,000

$245,000

$4,600

N/A

Scenario C: Keep Retirement

Prioritize long-term financial security by taking a larger share of retirement accounts...

Full scenarios in your report

Chapter 4

Child Support Calculation

Guideline amount: $1,648/month — paid by spouse. Includes step-by-step calculation, healthcare breakdown, and modification triggers.